Fair Credit Billing Act (FCBA)
Fair Debt Collection Practices Act (FDCPA)
Credit Risk
Credit
Credit Rating
Credit Limit
Back-End Ratio Definition
Equal Credit Opportunity Act (ECOA)
Default Risk
Debit Balance
Revolving Credit
Confirmed Letter of Credit
Transferable Letter of Credit
Uniform Consumer Credit Code (UCCC)
Utilization Fee
Notching
Obligor
Open-End Credit
Over-Collateralization (OC)
Margin Debt
Per-Transaction Fees
Pledged Asset
Hard Inquiry
Buy Now, Pay Later
Adjustment Bureau
VantageScore
Closed-End Credit
Revolving Account
Credit Utilization Ratio
Adverse Credit History Defined
Credit Scoring
Credit Quality
Default Probability
Moodys
Collection-Proof
Account History
Authorized Transaction
Credit Inquiry
Credit Application
Fully Indexed Interest Rate
Interest Rate Cap Structure
Available Credit
Buy Here Pay Here (BHPH)
National Foundation for Credit Counseling (NFCC)
Clean-Up Requirement
Adequate Notice
Credit Agreement
Consumer Credit File
Address Verification Service (AVS)
Triggering Term