Mortgage
5/1 Hybrid Adjustable-Rate Mortgage (5/1 Hybrid ARM)
Adjustable-Rate Mortgage (ARM)
3/27 Adjustable-Rate Mortgage (ARM)
2/28 Adjustable-Rate Mortgage (2/28 ARM)
Government National Mortgage Association (Ginnie Mae)
Gross Debt Service Ratio (GDS)
Federal Home Loan Bank (FHLB) System
Form 1098: Mortgage Interest Statement
Freddie Mac—Federal Home Loan Mortgage Corp. (FHLMC)
Front-End Debt-to-Income Ratio (DTI) Definition
Graduated Payment Mortgage (GPM)
Below-Market Interest Rate (BMIR) Definition
No Income / No Asset Mortgage (NINA)
No Documentation (No Doc) Mortgage
Up-Front Mortgage Insurance (UFMI)
National Association of Realtors (NAR)
Option Adjustable-Rate Mortgage (Option ARM)
Mortgage Servicing Rights (MSR)
Mortgage Forbearance Agreement
Home Mortgage Disclosure Act (HMDA)
Home Affordable Modification Program (HAMP)
Mortgage Insurance Premium (MIP)
Alternative Mortgage Transaction Parity Act (AMTPA)
Conditional Prepayment Rate (CPR)
Payment Option ARM Minimum Payment
Stated Income / Stated Asset Mortgage (SISA)
Shared Appreciation Mortgage (SAM)
Reperforming Loan – RPL – Definition
Pending Home Sales Index (PHSI)
Mortgage Bankers Association (MBA)
Mortgage Rate Lock Deposit Definition
Weighted Average Maturity (WAM)
Weekly Mortgage Applications Survey
Monthly Treasury Average (MTA) Index
Alternative Mortgage Instrument (AMI)
National Association Of Mortgage Brokers (NAMB)
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