United States Government Life Insurance (USGLI)

Understanding United States Government Life Insurance (USGLI): A Historical Overview

Explore the significance and workings of United States Government Life Insurance (USGLI), a program established by the U.S. government to provide life insurance coverage to American soldiers during the early 20th century. Learn about its inception, operation, and legacy, as well as its modern-day successor, the Service Member Group Life Insurance program.

Origins and Purpose of USGLI

Discover how USGLI emerged in 1919 as part of the War Risk Insurance program, aiming to address the insurance needs of American soldiers, particularly during times of war. Learn how the government stepped in to offer subsidized life insurance coverage to mitigate the financial burden on soldiers and their families.

Functioning of USGLI

Gain insights into the mechanics of USGLI and how it supported active military personnel with life insurance policies payable in the event of war-related death or disability. Explore the maximum coverage amounts, premium payments, and the role of the United States Treasury in administering the program.

Historical Significance and Legacy

Understand the historical context surrounding the implementation and popularity of USGLI during World War I, with millions of policies issued to soldiers. Learn about the program's eventual closure in 1951 and its lasting impact on the welfare of military personnel and their families.

Transition to Service Member Group Life Insurance

Discover the modern successor to USGLI, the Service Member Group Life Insurance program, and its role in providing insurance coverage to U.S. military personnel. Explore the features, coverage terms, and premium payment methods of this contemporary life insurance initiative.